FHA Streamline Refinance is a Good Option
Although there are lots of news reports claiming that most homeowners owe more on their home than its value, this simply is not the case. Plenty of people have equity in their home and now is a great time to take advantage of the equity and refinance.
The most recent mortgage rate on a fixed interest loan for 30 years is near 4% (4.090 APR view all rates, terms and conditions). In contrast, the average loan for many homeowners has an interest rate around 6 percent. For people that have not refinanced since before 2009 now is probably the best opportunity these people will have to lock in a great interest rate on their home loan.
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